Why Axcet for PEO Insurance & Employee Benefits
At Axcet HR Solutions, we understand that attracting and retaining top talent requires more than just a paycheck. That’s why we offer comprehensive employee benefits that rival those of large corporations, all within a budget that small to medium businesses can afford.
Our PEO health insurance, combined with a complete suite of optional employee benefits, provides your team with the security and support they need to thrive.
From Employee Assistance Programs (EAP) and 401(k) plans to group life and accidental death and dismemberment, dental and vision coverage, health care and dependent care FSAs, and HSAs, Axcet delivers big business benefits with a personalized touch.
Everything You Need
How We Do It
As an IRS certified PEO, we have the ability to pool our clients’ employees into a single group to create buying power with insurance providers, giving smaller companies access to better coverage at lower rates.
Smaller companies often turn to us, not only for Fortune 500-level employee benefits but also for turnkey PEO health insurance plan administration and to remain compliant with benefits-related regulations.
Discover how our tailored benefits packages can help you create a healthier, more engaged workforce.
Thinking about PEO health insurance and a full employee benefits package? Reach out »
PEO Health Insurance
At Axcet HR Solutions, we take the complexity out of health insurance for small businesses. We partner with United Healthcare and all the other major carriers to offer a broad portfolio of health plans, providing you with unparalleled options and flexibility.
Our portfolio includes several different plan options, each with dozens of iterations, ensuring that we can find the perfect fit for your business's unique needs.
Discover how our PEO health insurance solutions can transform your employee benefits strategy »
Our extensive range of plans ensures that you can choose the best coverage options for your employees.
Whether it's different deductible levels or varied employer contribution levels, we offer the flexibility you need to design a benefits package that aligns with your business goals.
Our experienced benefits consultants will do the shopping for you. We analyze the market and winnow down the choices to three to four plans that make the most sense for your business.
If there’s something better than United Healthcare, we’ll find it.
Our goal is to provide you with the best possible options, ensuring comprehensive coverage at competitive rates.
Your dedicated benefits consultant works with you to select your PEO health insurance plan and will handle all aspects of the administration.
From ensuring compliance with relevant regulations, including the Affordable Care Act, to managing benefits renewals and new hire onboarding, we take care of the details so you can focus on your business.
New clients can get PEO health insurance within 30 days of signing on, which is typically the amount of time required to complete the necessary paperwork.
Plus, you don’t have to wait for the open enrollment period. Our flexibility allows you to sign on at any time, providing immediate access to the benefits your employees need.
With Axcet HR Solutions, you can offer Fortune 500-level PEO health insurance benefits, attract and retain top talent, and ensure your business stays competitive and compliant.
Group Dental & Vision Plans
In today’s competitive job market, comprehensive dental and vision coverage is essential for attracting and retaining top talent. At Axcet HR Solutions, we provide group dental and vision plans as part of our PEO insurance packages that rival those of larger firms, ensuring your small business remains competitive.
Reach out today to learn about our affordable PEO insurance plans »
Dental hygiene is directly linked to overall health, making dental coverage a critical component of any benefits package.
Axcet’s dental plans are provided through one of the country's most recognized dental insurance providers.
Our plans include 100% coverage for preventive care within a nationwide network, including for children 12 and under.
Offering dental benefits supports your employees' health and helps reduce absenteeism, showing your commitment to employee well-being.
Vision coverage is another low-cost, high-value benefit that can significantly enhance your employee benefits package.
Axcet’s vision plans include annual eye exams, contact lens coverage, discounts on Lasik eye surgery and new glasses every 12 months.
Unlike many vision insurance products that only cover new glasses every other year, our PEO insurance plan for vision ensures your employees have access to the vision care they need on a more frequent basis.
With 92% of larger firms including dental and vision plans in their benefits packages, smaller companies that don’t offer these benefits may struggle to compete for top talent.
Partner with Axcet HR Solutions to level the playing field and provide your team with the essential dental and vision benefits they deserve.
Our group plan pricing and extensive coverage options make it easy and affordable for your small business to stay competitive and support your employees’ overall health.
Group Life & AD&D Insurance
Ensuring your employees' peace of mind is a crucial part of a comprehensive benefits package. At Axcet HR Solutions, we offer group life and accidental death and dismemberment (AD&D) as part of our PEO insurance solutions, providing essential financial security for your team and their families.
Our group life insurance plans offer your employees and their loved ones financial protection in the event of the unexpected.
This coverage provides a lump sum payment to beneficiaries, helping them manage expenses such as mortgage payments, education costs and daily living expenses during a difficult time.
By offering life insurance as part of your PEO insurance package, you show your commitment to your employees' long-term financial well-being and their family's future.
In addition to life insurance, we provide AD&D coverage, which offers financial protection in case of severe accidents resulting in death or significant injury.
This PEO insurance provides benefits for accidental loss of life, limb, sight, speech or hearing, giving your employees extra security and peace of mind.
Plan enrollees also have access to a legal document center where they can receive assistance with creating a will and making plans to ensure their loved ones are financially protected.
This resource helps employees manage their legal and financial affairs in the event of their death or the loss of a limb that prevents them from performing their job functions.
At Axcet HR Solutions, our Group Life and AD&D PEO insurance plans ensure your employees have the necessary financial security, helping you build a dedicated and loyal workforce.
Group Short-Term & Long-Term Disability Insurance
Providing comprehensive disability benefits is essential for supporting your employees during challenging times.
At Axcet HR Solutions, we offer group short-term and long-term disability insurance to help replace a portion of lost wages when employees are unable to work due to a non-work-related medical event.
Short-term disability insurance provides replacement income for employees who are temporarily unable to work due to medical conditions, from minor injuries to significant health events such as childbirth.
This coverage kicks in after paid time off runs out, ensuring employees continue to receive income during their recovery period.
For more severe or long-lasting medical conditions, long-term disability insurance offers continued financial support.
This coverage begins after short-term disability benefits are exhausted, providing employees with a steady income during extended periods of absence from work due to serious health issues or catastrophic diagnoses.
We understand that every employee's needs are different.
That’s why we offer a variety of plan options, allowing employees to choose the coverage that best fits their individual circumstances and ensures their family's financial well-being.
Employee Assistance Plan (EAP)
An Employee Assistance Plan (EAP) provides essential support to employees and their immediate family members, helping them address personal matters that may interfere with daily life and work.
At Axcet HR Solutions, our EAP is available to all employees and everyone in their households, free of charge, regardless of their enrollment in any other Axcet products.
Our EAP offers free, confidential professional counseling available 24/7, 365 days a year.
This service helps employees manage stress, anxiety, depression and other mental health issues, promoting overall well-being and a healthier work-life balance.
For Axcet clients, the EAP helps lower healthcare costs, reduce absenteeism and improve staff productivity.
By addressing personal issues that affect work performance, our EAP supports a more focused and engaged workforce.
In addition to counseling, our EAP includes concierge services to assist with personal needs.
Whether searching for childcare providers, managing household finances or dealing with issues related to aging parents or teenage children, our concierge service provides personalized solutions to meet employees' specific criteria.
Employers can also refer employees to the EAP to address performance, attendance, or other job-related issues, ensuring that support is available when it’s needed most.
Providing an EAP demonstrates your commitment to the holistic well-being of your employees, helping them navigate life's challenges more effectively.
Health Care Flexible Spending Account
At Axcet HR Solutions, we offer health care Flexible Spending Accounts (FSAs) as part of our comprehensive employee benefits package.
FSAs are a valuable tool that allows employees to manage their healthcare expenses more effectively.
With an FSA, salary deferral contributions are fully pre-funded at the beginning of each year, making those dollars available immediately for employees to use.
This feature ensures that employees can cover medical expenses as they arise without waiting for funds to accumulate.
Axcet incurs the financial risk associated with pre-funding FSAs on behalf of our clients, allowing small businesses to offer this valuable benefit without bearing the burden of potential financial risk.
We simplify FSA administration through world-class technology and mobile access, making it easy for employees to manage their accounts, submit claims, and access funds.
Our user-friendly systems streamline the process, reducing the administrative load on employers and enhancing the overall experience for employees.
Dependent Care Flexible Spending Account
Managing dependent care expenses can be a significant challenge for employees. At Axcet HR Solutions, we offer dependent care Flexible Spending Accounts (FSAs) to help alleviate this burden while simplifying administration for employers.
Axcet’s employee benefit plan services remove the administrative headaches associated with dependent care FSAs.
We handle all aspects of plan management, including stringent documentation that meets exacting IRS standards, claims processing and compliance with ever-changing laws.
Small and medium-sized companies benefit from Axcet’s turnkey and cost-free approach to dependent care FSAs.
We collect all premiums, manage reporting and billing and oversee the entire plan.
This comprehensive service allows you to offer valuable benefits to your employees without the associated administrative burden.
Health Savings Account (HSA)
Offering Health Savings Accounts (HSAs) is a smart way to help your employees manage their healthcare expenses and save for future medical costs. At Axcet HR Solutions, we make it easy for small and medium-sized businesses to provide this valuable benefit.
Axcet provides comprehensive benefit plan administration for HSAs at no additional cost. We handle all aspects of managing these accounts, ensuring a seamless experience for both employers and employees.
There are no fees associated with managing an HSA through Axcet. This cost-effective approach makes offering HSAs an easy decision, allowing you to enhance your employee benefits package without incurring extra expenses.
HSAs offer employees a tax-advantaged way to save for healthcare expenses, both current and future. Contributions to an HSA are tax-deductible, and the funds can be used tax-free for qualified medical expenses.
Additionally, any unused funds roll over year to year, providing long-term savings benefits.
401(k) Retirement Plans
Offering a 401(k) retirement plan is a key component of a competitive employee benefits package. At Axcet HR Solutions, we simplify 401(k) management for small businesses, ensuring a cost-effective and comprehensive solution.
Managing 401(k) plans on your own can be expensive due to setup charges and legal fees. Axcet handles every aspect of setup, oversight and administration at no additional cost, saving your business money.
Our 401(k) plans offer after-tax and pre-tax contribution options, along with a robust investment lineup.
These customizable plans are designed to meet your company’s specific needs and objectives.
Employees benefit from 24/7 online access to their accounts and free consultations with certified financial planners, providing them with the resources they need for informed retirement planning.
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